Your Financial Reset ∞

Author

Damon Brown
January 07, 2026

This edition is brought to you by Bankrate’s High Yield Savings Account guide (HYSA). Learn more below 👇🏾

Hi reader,

When I was younger

I thought being a starving artist was the way to true enlightenment

Cobbling together work to get through the week

Making sacrifices to do your passion

Stomach growling.

Until I was post-grad

Sending several freelance pitches a day

And trying to find the money for my Chicago rent.

Not so romantic!

It was then that I started to take my finances more seriously.

Building passive income streams like books.

Diversifying the work I did.

Understanding the business of art 💼

*More below after a word from Bankrate 👇🏾

A HYSA or a High Yield Savings Account allows you to get many times more interest on the money you’ve got over the average bank or credit union savings.  If you’re an independent creator, freelancer, or entrepreneur like me, then you know our money often comes in lump sums, like we could get a book deal advance and have to live on it for like a year! So it is super important we put our short-term money in an accessible place where it can compound. I’ve recently gotten more focused on my finances, learned about HYSAs, and got a couple accounts.

To choose the best ones for me, I first asked my mentors and loved ones. Then I went to Bankrate, the folks supporting this show. They have an up to date list of all the reputable HYSAs with pros and cons, FDIC or similar insurance backings, and the current rate. It was simple to see which HYSA fit me best - and it is all free. Use the QR code below or click on this link to find out more on HYSAs - and to support the Bring Your Worth channel.

The good news is that it is never too late to level up our business profits.

In fact, every year, pretty much all of the fourth quarter until now

I consider it a financial reset.

Going through my annual subscriptions

Doubling down on what worked in the year

And scrapping the strategies that feel wasteful.

As independents, we are more likely to see bounties and famines

Blockbuster years followed by slow ones, and vice versa

It’s all in the game.

So if you’re going through the financial mud right now

Give yourself permission to change up your strategy

As shame over how things didn’t work out last year

Can only prevent you from leveling up now 🚀

Ready to lock in your money this year?

On BringYourWorth.tv Live, we’re breaking down ways to make your money work for you as a side hustler, solopreneur, or independent creator.

We’re live, so bring your questions, comments, and calculators 🧮

Wednesday, January 7th

1:11 pm PT

👉🏾 Join us

🙋🏾 I’m Damon! (http://www.damonbrown.net) I help side hustlers, solopreneurs & others like yourself bloom. As a bestselling author, 2x startup founder & 4x TEDTalker, I co-founded the popular connection app Cuddlr and led it to acquisition within a year while being a stay at home dad with my infant son.

🫱🏼‍🫲🏿 Today, my boutique coaching business Bring Your Worth supports hundreds through one-on-one virtual and in-person support, as well as behind-the-scenes services for TED, HEROIC, and other impactful organizations. You can catch this free weekly newsletter as well as the 18,000-subscriber strong television show BringYourWorth.tv.

🚀 Think coaching could help you get to the next level? Reach out and let’s chat.

📚 You can also grab my 27th book, The Complete Bring Your Worth Collection, everywhere books are read, heard, and sold.

🔥 Want to reach wisdom-hungry solopreneurs and side hustlers? Sponsor this newsletter and/or BringYourWorth.tv. Learn more here!

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